/********** True Capital & Advisory Pvt Ltd - Premium Financial Theme CSS **********/
:root {
    --primary: #08254A;
    --primary-dark: #05162E;
    --secondary: #0D3A73;
    --accent: #0075FF;
    --accent-hover: #005ce6;
    --accent-light: #EEF6FF;
    --light: #F4F7FC;
    --dark: #08254A;
    --text-main: #182338;
    --text-muted: #64748B;
    --card-border: #E2E8F0;
    --card-shadow: 0 10px 25px rgba(8, 37, 74, 0.06);
    --card-hover-shadow: 0 18px 35px rgba(0, 117, 255, 0.12);
}

body {
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
    background-color: #FFFFFF;
    color: var(--text-main);
    line-height: 1.65;
    font-size: 15px;
    overflow-x: hidden;
}

/* Back to Top */
.back-to-top {
    position: fixed;
    display: none;
    right: 25px;
    bottom: 25px;
    z-index: 999;
    background-color: var(--accent);
    color: #FFFFFF;
    border: none;
    box-shadow: 0 4px 15px rgba(0, 117, 255, 0.4);
    transition: all 0.3s ease;
}
.back-to-top:hover {
    background-color: var(--accent-hover);
    color: #FFFFFF;
    transform: translateY(-3px);
}

/* Spinner */
#spinner {
    opacity: 0;
    visibility: hidden;
    transition: opacity .5s ease-out, visibility 0s linear .5s;
    z-index: 99999;
}
#spinner.show {
    transition: opacity .5s ease-out, visibility 0s linear 0s;
    visibility: visible;
    opacity: 1;
}

/* Typography */
h1, h2, h3, h4, h5, h6, .h1, .h2, .h3, .h4, .h5, .h6 {
    color: var(--primary);
    font-weight: 700;
    letter-spacing: -0.02em;
}

/* Buttons - Professional & Compact */
.btn {
    font-weight: 600;
    font-size: 13.5px;
    padding: 0.45rem 1.15rem;
    border-radius: 6px;
    transition: all 0.2s ease-in-out;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    letter-spacing: -0.1px;
}
.btn-sm {
    padding: 0.28rem 0.75rem;
    font-size: 12px;
    border-radius: 5px;
}
.btn-lg {
    padding: 0.6rem 1.4rem;
    font-size: 15px;
    border-radius: 8px;
}
.btn-primary {
    background-color: var(--primary);
    border-color: var(--primary);
    color: #FFFFFF;
    box-shadow: 0 2px 6px rgba(8, 37, 74, 0.15);
}
.btn-primary:hover, .btn-primary:focus {
    background-color: var(--primary-dark);
    border-color: var(--primary-dark);
    color: #FFFFFF;
    transform: translateY(-1.5px);
    box-shadow: 0 4px 14px rgba(8, 37, 74, 0.25);
}
.btn-accent {
    background-color: var(--accent);
    border-color: var(--accent);
    color: #FFFFFF;
    font-weight: 700;
    box-shadow: 0 2px 8px rgba(0, 117, 255, 0.25);
}
.btn-accent:hover, .btn-accent:focus {
    background-color: var(--accent-hover);
    border-color: var(--accent-hover);
    color: #FFFFFF;
    transform: translateY(-1.5px);
    box-shadow: 0 6px 16px rgba(0, 117, 255, 0.4);
}
.btn-outline-primary {
    color: #0066E6;
    background-color: #F0F6FF;
    border-color: #C8E1FF;
    font-weight: 600;
}
.btn-outline-primary:hover {
    background-color: #0075FF;
    border-color: #0075FF;
    color: #FFFFFF;
    transform: translateY(-1.5px);
    box-shadow: 0 4px 12px rgba(0, 117, 255, 0.25);
}
.btn-light-blue, .btn-soft-primary {
    background-color: #EBF4FF;
    color: #0066E6;
    border: 1px solid #C8E1FF;
    font-weight: 600;
}
.btn-light-blue:hover, .btn-soft-primary:hover {
    background-color: #0075FF;
    color: #FFFFFF;
    border-color: #0075FF;
    transform: translateY(-1.5px);
    box-shadow: 0 4px 12px rgba(0, 117, 255, 0.25);
}
.btn-outline-accent {
    color: var(--accent);
    border-color: var(--accent);
}
.btn-outline-accent:hover {
    background-color: var(--accent);
    color: #FFFFFF;
    transform: translateY(-1.5px);
}

/* Forms - Sleek, Compact & Professional */
.form-label {
    font-size: 13px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 5px;
}
.form-control, .form-select {
    font-size: 13.5px;
    padding: 0.45rem 0.85rem;
    border-radius: 6px;
    border: 1.5px solid #CBD5E1;
    color: var(--text-main);
    transition: all 0.2s ease;
}
.form-control:focus, .form-select:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(0, 117, 255, 0.15);
    color: var(--text-main);
}
.form-control-sm, .form-select-sm {
    font-size: 12.5px;
    padding: 0.35rem 0.7rem;
    border-radius: 5px;
}
.input-group-text {
    font-size: 13px;
    font-weight: 600;
    border: 1.5px solid #CBD5E1;
    background-color: #F8FAFC;
    color: var(--text-muted);
}

.btn-square { width: 36px; height: 36px; padding: 0; }
.btn-sm-square { width: 30px; height: 30px; padding: 0; }
.btn-lg-square { width: 44px; height: 44px; padding: 0; }

/* Top Announcement & Topbar */
.notice-bar {
    background: linear-gradient(90deg, #05162E 0%, #08254A 50%, #0D3A73 100%);
    color: #E2E8F0;
    font-size: 12.5px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.notice-badge {
    background: var(--accent);
    color: #FFFFFF;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 4px;
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.topbar-info {
    background-color: #FFFFFF;
    border-bottom: 1px solid #EDF2F7;
    font-size: 13px;
}
.topbar-info a {
    color: var(--text-muted);
    transition: color 0.2s;
}
.topbar-info a:hover {
    color: var(--primary);
}

/* Main Navigation */
.navbar {
    background-color: #FFFFFF;
    border-bottom: 1px solid #EDF2F7;
    transition: all 0.3s ease;
    padding-top: 0.55rem;
    padding-bottom: 0.55rem;
}
.navbar.sticky-top.shadow-sm {
    box-shadow: 0 4px 20px rgba(8, 37, 74, 0.07) !important;
    background-color: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(10px);
}
.navbar .navbar-nav .nav-link {
    color: #1e293b;
    font-weight: 600;
    font-size: 14.5px;
    padding: 8px 16px !important;
    margin: 0 2px;
    border-radius: 8px;
    transition: all 0.2s ease-in-out;
    letter-spacing: -0.1px;
}
.navbar .navbar-nav .nav-link:hover {
    color: var(--accent);
    background-color: rgba(0, 117, 255, 0.06);
}
.navbar .navbar-nav .nav-link.active {
    color: var(--accent) !important;
    background-color: rgba(0, 117, 255, 0.08);
    font-weight: 700;
    position: relative;
}
.navbar .navbar-nav .nav-link.active::after {
    content: '';
    position: absolute;
    bottom: 0px;
    left: 16px;
    right: 16px;
    height: 2px;
    background: var(--accent);
    border-radius: 2px;
}
.navbar .dropdown-menu {
    border-radius: 12px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 18px 40px rgba(8, 37, 74, 0.12);
    padding: 10px;
    min-width: 275px;
    margin-top: 8px;
    border-top: 3px solid var(--accent);
}
.navbar .dropdown-item {
    font-size: 13.5px;
    font-weight: 600;
    padding: 9px 14px;
    border-radius: 6px;
    color: var(--text-main);
    transition: all 0.2s ease;
}
.navbar .dropdown-item:hover, .navbar .dropdown-item.active {
    background-color: var(--accent-light);
    color: var(--accent);
    transform: translateX(3px);
}
.nav-apply-btn {
    background: linear-gradient(135deg, #0075FF 0%, #005ce6 100%) !important;
    border: none !important;
    color: #ffffff !important;
    font-weight: 700 !important;
    font-size: 13.5px !important;
    padding: 0.48rem 1.3rem !important;
    border-radius: 50px !important;
    box-shadow: 0 4px 14px rgba(0, 117, 255, 0.35) !important;
    letter-spacing: 0.1px;
    transition: all 0.25s ease;
    display: inline-flex;
    align-items: center;
}
.nav-apply-btn:hover {
    transform: translateY(-1.5px) scale(1.02);
    box-shadow: 0 6px 20px rgba(0, 117, 255, 0.5) !important;
    color: #ffffff !important;
}

@media (max-width: 991px) {
    .navbar-collapse {
        background: #ffffff;
        border-radius: 14px;
        border: 1px solid #E2E8F0;
        box-shadow: 0 15px 35px rgba(8, 37, 74, 0.1);
        padding: 16px;
        margin-top: 12px;
    }
    .navbar .navbar-nav .nav-link {
        padding: 10px 14px !important;
        margin: 3px 0;
        border-radius: 8px;
    }
    .nav-apply-btn {
        width: 100%;
        justify-content: center;
        margin-top: 10px;
        padding: 0.6rem 1.25rem !important;
    }
}
.navbar-brand-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
}
.brand-icon-box {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
    color: var(--accent);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    box-shadow: 0 4px 12px rgba(16, 36, 72, 0.15);
}
.brand-name {
    font-size: 20px;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.1;
    letter-spacing: -0.02em;
}
.brand-tagline {
    font-size: 10.5px;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--accent);
    letter-spacing: 1px;
}

/* Full-Width Mobile-Responsive Homepage Slider */
.hero-slider-wrap {
    width: 100%;
    position: relative;
    background: #05162E;
}
.hero-slide-item {
    min-height: 500px;
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    position: relative;
}
.hero-slide-overlay {
    min-height: 500px;
    background: linear-gradient(90deg, rgba(5, 22, 46, 0.94) 0%, rgba(8, 37, 74, 0.82) 48%, rgba(5, 22, 46, 0.6) 100%);
    display: flex;
    align-items: center;
}
.slider-badge {
    background: rgba(0, 117, 255, 0.2);
    border: 1px solid rgba(0, 117, 255, 0.45);
    color: #60A5FA;
    padding: 6px 14px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}
.slider-title {
    font-size: 3rem;
    font-weight: 800;
    line-height: 1.15;
    color: #FFFFFF;
    letter-spacing: -0.03em;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}
.slider-subtitle {
    font-size: 1.15rem;
    color: #E2E8F0;
    line-height: 1.7;
    max-width: 640px;
}
.carousel-nav-btn {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: rgba(8, 37, 74, 0.65);
    border: 1.5px solid rgba(255, 255, 255, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF;
    font-size: 18px;
    transition: all 0.3s ease;
    backdrop-filter: blur(4px);
}
.carousel-nav-btn:hover {
    background: var(--accent);
    border-color: var(--accent);
    color: #FFFFFF;
    transform: scale(1.08);
}
.carousel-indicators [data-bs-target] {
    width: 32px;
    height: 4px;
    border-radius: 4px;
    background-color: rgba(255, 255, 255, 0.4);
    border: none;
    transition: all 0.3s ease;
}
.carousel-indicators .active {
    width: 48px;
    background-color: var(--accent);
}

/* Quick Loan Callback Strip directly below Slider */
.quick-inquiry-strip {
    background: #FFFFFF;
    border-bottom: 1px solid #E2E8F0;
    position: relative;
    z-index: 20;
}
.quick-inquiry-box {
    background: #FFFFFF;
    border-radius: 12px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 8px 24px rgba(8, 37, 74, 0.05);
    padding: 16px 20px;
}
.quick-inquiry-box .form-control,
.quick-inquiry-box .form-select {
    font-size: 13.5px;
    height: 40px;
    border-color: #E2E8F0;
    color: #1e293b;
    font-weight: 500;
}
.quick-inquiry-box .form-control:focus,
.quick-inquiry-box .form-select:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(0, 117, 255, 0.12);
}
.quick-inquiry-box .input-group-text {
    border-color: #E2E8F0;
    background: #F8FAFC;
    color: #64748B;
    padding: 0 12px;
}

@media (max-width: 991.98px) {
    .hero-slide-item, .hero-slide-overlay {
        min-height: 460px;
    }
    .slider-title {
        font-size: 2.1rem;
    }
    .slider-subtitle {
        font-size: 1rem;
    }
}
@media (max-width: 576px) {
    .hero-slide-item, .hero-slide-overlay {
        min-height: 410px;
    }
    .slider-title {
        font-size: 1.65rem;
    }
    .slider-subtitle {
        font-size: 13.5px;
    }
    .carousel-nav-btn {
        width: 36px;
        height: 36px;
        font-size: 14px;
    }
}

.hero-section {
    background: linear-gradient(135deg, #05162E 0%, #08254A 60%, #0D3A73 100%);
    color: #FFFFFF;
    position: relative;
    overflow: hidden;
    padding: 85px 0 95px 0;
}
.hero-section h1,
.hero-section h2,
.hero-section h3,
.hero-section .hero-title {
    color: #FFFFFF !important;
}
.hero-section .hero-highlight {
    color: #38bdf8 !important;
}
.hero-section .hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.22);
    color: #38bdf8;
    font-size: 11.5px;
    font-weight: 700;
    letter-spacing: 0.8px;
    padding: 6px 14px;
    border-radius: 50px;
    margin-bottom: 18px;
}
.hero-section .hero-badge i {
    color: #38bdf8 !important;
}
.hero-section .hero-text {
    color: rgba(255, 255, 255, 0.9) !important;
}

/* Quick Callback Floating Card */
.callback-card {
    background: #FFFFFF;
    border-radius: 16px;
    padding: 28px;
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.22);
    border: 1px solid rgba(255, 255, 255, 0.2);
    color: var(--text-main);
}
.callback-card h4 {
    color: var(--primary);
    font-size: 1.25rem;
}

/* Trust Indicators - Modern Corporate Cards */
.trust-indicators-section {
    background: #F8FAFD;
    border-top: 1px solid #E2E8F0;
    border-bottom: 1px solid #E2E8F0;
}
.stat-card {
    background: #FFFFFF;
    border-radius: 14px;
    border: 1.5px solid #E2E8F0;
    padding: 24px 18px;
    text-align: center;
    box-shadow: 0 4px 14px rgba(8, 37, 74, 0.03);
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}
.stat-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(0, 117, 255, 0.1);
    border-color: rgba(0, 117, 255, 0.35);
}
.stat-icon-circle {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: var(--accent-light);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin: 0 auto 12px auto;
    transition: all 0.3s ease;
}
.stat-card:hover .stat-icon-circle {
    background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
    color: #FFFFFF;
    transform: scale(1.08);
}
.stat-number {
    font-size: 2.1rem;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.1;
    margin-bottom: 5px;
    letter-spacing: -0.02em;
}
.stat-label {
    font-size: 12px;
    color: #64748B;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    margin: 0;
    line-height: 1.4;
}

/* Section Header */
.section-title-wrap {
    text-align: center;
    max-width: 750px;
    margin: 0 auto 50px auto;
}
.section-tag {
    color: var(--accent);
    text-transform: uppercase;
    font-weight: 700;
    font-size: 12.5px;
    letter-spacing: 1.5px;
    display: inline-block;
    margin-bottom: 8px;
}
.section-heading {
    font-size: 2.1rem;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 12px;
}
.section-desc {
    color: var(--text-muted);
    font-size: 15px;
}

/* Product & Service Cards */
.product-card {
    background: #FFFFFF;
    border-radius: 14px;
    border: 1px solid var(--card-border);
    padding: 28px 24px;
    transition: all 0.3s ease;
    height: 100%;
    display: flex;
    flex-direction: column;
    position: relative;
    overflow: hidden;
}
.product-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%);
    opacity: 0;
    transition: opacity 0.3s ease;
}
.product-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--card-hover-shadow);
    border-color: #CBD5E1;
}
.product-card:hover::before {
    opacity: 1;
}
.product-icon-wrap {
    width: 58px;
    height: 58px;
    border-radius: 12px;
    background: var(--light);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin-bottom: 20px;
    transition: all 0.3s ease;
}
.product-card:hover .product-icon-wrap {
    background: var(--primary);
    color: var(--accent);
    transform: scale(1.05);
}
.product-img-wrap {
    position: relative;
    overflow: hidden;
    background: #F1F5F9;
}
.product-img-wrap img {
    transition: transform 0.4s ease;
}
.product-card:hover .product-img-wrap img {
    transform: scale(1.06);
}
.product-title {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 10px;
}
.product-desc {
    color: var(--text-muted);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 20px;
    flex-grow: 1;
}
.product-meta-badge {
    background: #F1F5F9;
    color: var(--primary);
    font-size: 12px;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 6px;
    display: inline-block;
    margin-bottom: 15px;
}

/* Featured Loan Products Infinite Slow Motion Marquee */
.featured-motion-section {
    position: relative;
}

.featured-products-marquee {
    overflow: hidden;
    position: relative;
    width: 100%;
    padding: 18px 0 26px 0;
    mask-image: linear-gradient(to right, transparent 0%, black 2.5%, black 97.5%, transparent 100%);
    -webkit-mask-image: linear-gradient(to right, transparent 0%, black 2.5%, black 97.5%, transparent 100%);
}

.featured-products-track {
    display: flex;
    gap: 24px;
    width: max-content;
    will-change: transform;
    animation: featuredProductsSlowMotion 65s linear infinite;
}

/* Stop motion on hover */
.featured-products-marquee:hover .featured-products-track,
.featured-products-track:hover,
.featured-products-track.is-paused {
    animation-play-state: paused !important;
}

.featured-product-slide {
    flex: 0 0 380px;
    width: 380px;
    max-width: 380px;
    display: flex;
    flex-direction: column;
}

.featured-product-slide .product-card {
    height: 100%;
    box-shadow: 0 4px 14px rgba(16, 36, 72, 0.05);
}

@keyframes featuredProductsSlowMotion {
    0% {
        transform: translate3d(0, 0, 0);
    }
    100% {
        transform: translate3d(-50%, 0, 0);
    }
}

@media (max-width: 768px) {
    .featured-product-slide {
        flex: 0 0 310px;
        width: 310px;
        max-width: 310px;
    }
    .featured-products-track {
        animation-duration: 45s;
        gap: 16px;
    }
}

/* Features / Why Choose Us */
.feature-box {
    background: #FFFFFF;
    border-radius: 12px;
    padding: 26px;
    border: 1px solid #EDF2F7;
    transition: all 0.3s ease;
    height: 100%;
}
.feature-box:hover {
    box-shadow: var(--card-hover-shadow);
    transform: translateY(-4px);
    border-color: #CBD5E1;
}
.feature-icon-circle {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: #EEF4FD;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 18px;
}

/* Process Timeline */
.step-card {
    text-align: center;
    position: relative;
    padding: 20px;
}
.step-number {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--primary);
    color: var(--accent);
    font-weight: 800;
    font-size: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px auto;
    box-shadow: 0 4px 12px rgba(16, 36, 72, 0.2);
}

/* Calculator Card */
.calc-card {
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid var(--card-border);
    box-shadow: var(--card-shadow);
    padding: 35px;
}
.calc-result-box {
    background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
    color: #FFFFFF;
    border-radius: 14px;
    padding: 30px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.calc-emi-val {
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--accent);
    line-height: 1.1;
    margin: 8px 0 20px 0;
}
.calc-slider-val {
    font-weight: 700;
    color: var(--primary);
    font-size: 15px;
}
.calc-breakdown-card {
    background: #FFFFFF !important;
    border-radius: 12px;
    padding: 14px 18px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
    border: 1px solid rgba(226, 232, 240, 0.8);
}
.calc-breakdown-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 9px 0;
    border-bottom: 1px dashed #E2E8F0;
}
.calc-breakdown-row:last-child {
    border-bottom: none;
    padding-bottom: 2px;
}
.calc-breakdown-label {
    color: #475569 !important;
    font-size: 13.5px;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}
.calc-breakdown-val {
    font-size: 15px;
    font-weight: 700;
    font-variant-numeric: tabular-nums;
}
.calc-ratio-container {
    padding: 0 4px;
}
.calc-ratio-bar {
    height: 8px;
    border-radius: 999px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.2);
    display: flex;
    box-shadow: inset 0 1px 2px rgba(0,0,0,0.2);
}
.calc-ratio-principal {
    background: #38BDF8;
    transition: width 0.3s ease;
}
.calc-ratio-interest {
    background: #F59E0B;
    transition: width 0.3s ease;
}
.amortization-card {
    border: none;
    border-radius: 16px;
    background: #FFFFFF;
    box-shadow: 0 10px 30px rgba(11, 37, 69, 0.08);
    overflow: hidden;
    margin-bottom: 30px;
}
.amortization-header {
    background: #FFFFFF;
    padding: 22px 28px;
    border-bottom: 1px solid #E2E8F0;
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    align-items: center;
    gap: 15px;
}
.table-amortization-wrapper {
    max-height: 480px;
    overflow-y: auto;
    overflow-x: auto;
}
.table-amortization {
    margin-bottom: 0;
    border-collapse: separate;
    border-spacing: 0;
    width: 100%;
}
.table-amortization thead th {
    position: sticky;
    top: 0;
    z-index: 10;
    background: #0B2545 !important;
    color: #FFFFFF !important;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 14px 18px;
    border: none;
    box-shadow: 0 2px 4px rgba(0,0,0,0.1);
}
.table-amortization tbody tr:nth-child(even) {
    background-color: #F8FAFC;
}
.table-amortization tbody tr:nth-child(odd) {
    background-color: #FFFFFF;
}
.table-amortization tbody tr:hover {
    background-color: #EBF4FF !important;
}
.table-amortization td {
    padding: 12px 18px;
    vertical-align: middle;
    font-size: 13.5px;
    border-top: 1px solid #F1F5F9;
    border-bottom: none;
    font-variant-numeric: tabular-nums;
}
.year-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #EFF6FF;
    color: #1D4ED8;
    border: 1px solid #DBEAFE;
    font-weight: 700;
    font-size: 12px;
    padding: 4px 10px;
    border-radius: 6px;
}
.table-amortization-footer td {
    background: #F8FAFC !important;
    border-top: 2px solid #CBD5E1 !important;
    padding: 15px 18px;
    font-size: 13.5px;
}

/* Testimonial Card */
.review-card {
    background: #FFFFFF;
    border: 1px solid var(--card-border);
    border-radius: 12px;
    padding: 24px;
    box-shadow: var(--card-shadow);
    height: 100%;
    display: flex;
    flex-direction: column;
}
.review-stars {
    color: #F59E0B;
    margin-bottom: 12px;
}
.review-quote {
    color: var(--text-main);
    font-style: italic;
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 18px;
    flex-grow: 1;
}

/* Blog Cards */
.blog-card {
    background: #FFFFFF;
    border-radius: 12px;
    border: 1px solid var(--card-border);
    overflow: hidden;
    transition: all 0.3s ease;
    height: 100%;
    display: flex;
    flex-direction: column;
}
.blog-card:hover {
    box-shadow: var(--card-hover-shadow);
    transform: translateY(-5px);
}
.blog-card-body {
    padding: 24px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

/* Institutional Banking Partner Cards */
.partner-card {
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    border: 1px solid #E2E8F0;
    min-height: 85px;
}
.partner-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 10px 22px rgba(16, 36, 72, 0.08) !important;
    border-color: #0075FF !important;
}
.partner-logo-box img {
    filter: grayscale(15%);
    transition: filter 0.25s ease, transform 0.25s ease;
}
.partner-card:hover .partner-logo-box img {
    filter: grayscale(0%);
    transform: scale(1.05);
}

/* Legal & Compliance Boxes */
.compliance-box {
    background: #F8FAFC;
    border-left: 4px solid var(--accent);
    padding: 18px 22px;
    border-radius: 0 8px 8px 0;
    font-size: 13.5px;
    color: var(--text-muted);
}

/* Designation Badges - Crisp High Contrast */
.designation-badge {
    background-color: #EEF6FF !important;
    color: #0075FF !important;
    border: 1px solid rgba(0, 117, 255, 0.25) !important;
    font-size: 13px !important;
    font-weight: 700 !important;
    padding: 5px 14px !important;
    border-radius: 30px !important;
    display: inline-block !important;
    letter-spacing: 0.2px;
}

/* Floating Action Dock - Sleek Expandable Hover Pills */
.floating-actions-dock {
    position: fixed;
    bottom: 24px;
    left: 24px;
    z-index: 9999;
    display: flex;
    flex-direction: column;
    gap: 10px;
    align-items: flex-start;
}

.floating-call {
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, #08254A 0%, #0D3A73 100%);
    color: #FFFFFF !important;
    border: 1.5px solid rgba(0, 117, 255, 0.45);
    height: 46px;
    width: 46px;
    border-radius: 50px;
    box-shadow: 0 6px 20px rgba(8, 37, 74, 0.35);
    text-decoration: none !important;
    font-weight: 700;
    font-size: 13px;
    transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    overflow: hidden;
    padding: 0;
    justify-content: flex-start;
}
.floating-call i {
    font-size: 17px;
    color: #60A5FA;
    min-width: 44px;
    text-align: center;
}
.floating-call span {
    max-width: 0;
    opacity: 0;
    overflow: hidden;
    white-space: nowrap;
    transition: all 0.3s ease;
}
.floating-call:hover {
    width: auto;
    padding-right: 18px;
    background: #0075FF;
    border-color: #0075FF;
    box-shadow: 0 10px 25px rgba(0, 117, 255, 0.55);
}
.floating-call:hover i {
    color: #FFFFFF;
}
.floating-call:hover span {
    max-width: 90px;
    opacity: 1;
    margin-left: -4px;
}

.floating-whatsapp {
    display: flex;
    align-items: center;
    background-color: #25D366;
    color: #FFFFFF !important;
    height: 46px;
    width: 46px;
    border-radius: 50px;
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.45);
    text-decoration: none !important;
    font-weight: 700;
    font-size: 13px;
    transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    overflow: hidden;
    padding: 0;
    justify-content: flex-start;
}
.floating-whatsapp i {
    font-size: 21px;
    color: #FFFFFF;
    min-width: 44px;
    text-align: center;
}
.floating-whatsapp span {
    max-width: 0;
    opacity: 0;
    overflow: hidden;
    white-space: nowrap;
    transition: all 0.3s ease;
}
.floating-whatsapp:hover {
    width: auto;
    padding-right: 18px;
    box-shadow: 0 10px 25px rgba(37, 211, 102, 0.6);
    background-color: #20bd5a;
}
.floating-whatsapp:hover span {
    max-width: 90px;
    opacity: 1;
    margin-left: -4px;
}

/* Pre-Footer Quick Utility Bar */
.pre-footer-bar {
    background-color: #F8FAFD;
    border-top: 1px solid #E2E8F0;
    border-bottom: 1px solid #E2E8F0;
    font-size: 13px;
}
.pre-footer-link {
    color: var(--text-muted);
    text-decoration: none;
    font-weight: 600;
    font-size: 13px;
    transition: all 0.2s ease;
}
.pre-footer-link:hover {
    color: var(--accent);
}

@media (max-width: 576px) {
    .floating-actions-dock {
        bottom: 75px;
        left: 16px;
        gap: 8px;
    }
    .floating-call, .floating-whatsapp {
        padding: 0;
        border-radius: 50%;
        width: 44px;
        height: 44px;
        justify-content: center;
    }
    .floating-call span, .floating-whatsapp span {
        display: none;
    }
    .floating-call i {
        font-size: 16px;
    }
    .floating-whatsapp i {
        font-size: 20px;
    }
}

/* Partner Showcase Section (Just After Slider) */
.partner-showcase-section {
    background: #FFFFFF;
    position: relative;
    z-index: 10;
}
.partner-promo-card {
    background: #FFFFFF;
    border: 1.5px solid #E2E8F0;
    border-radius: 18px;
    padding: 30px;
    box-shadow: 0 10px 30px rgba(8, 37, 74, 0.04);
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    display: flex;
    flex-direction: column;
    position: relative;
    overflow: hidden;
}
.partner-promo-card:hover {
    border-color: #0075FF;
    transform: translateY(-5px);
    box-shadow: 0 20px 45px rgba(0, 117, 255, 0.1);
}
.partner-promo-card.partner-promo-highlight {
    background: linear-gradient(180deg, #FFFFFF 0%, #F8FAFD 100%);
    border: 1.5px solid rgba(0, 117, 255, 0.3);
    box-shadow: 0 12px 35px rgba(0, 117, 255, 0.06);
}
.partner-badge {
    background: #EEF6FF;
    color: #0075FF;
    border: 1px solid rgba(0, 117, 255, 0.2);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.6px;
    padding: 6px 14px;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
}
.partner-badge-highlight {
    background: rgba(0, 117, 255, 0.08);
    color: #0075FF;
    border: 1px solid rgba(0, 117, 255, 0.25);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.6px;
    padding: 6px 14px;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
}
.partner-payout-tag, .partner-free-tag {
    font-size: 12px;
    font-weight: 700;
    color: #059669;
    background: #ECFDF5;
    border: 1px solid rgba(16, 185, 129, 0.25);
    padding: 5px 14px;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
}
.partner-icon-circle {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: #EEF6FF;
    color: #0075FF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    flex-shrink: 0;
    border: 1px solid rgba(0, 117, 255, 0.15);
}
.partner-icon-highlight {
    background: linear-gradient(135deg, var(--primary) 0%, #0075FF 100%);
    color: #FFFFFF;
    border: none;
    box-shadow: 0 8px 20px rgba(0, 117, 255, 0.25);
}
.partner-card-title {
    font-size: 1.35rem;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: -0.01em;
}
.partner-card-subtitle {
    font-size: 13.5px;
    color: #64748B;
    line-height: 1.5;
}
.partner-perks-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.partner-perks-list li {
    font-size: 13.5px;
    color: #334155;
    padding: 8px 0;
    border-bottom: 1px dashed #E2E8F0;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    line-height: 1.55;
}
.partner-perks-list li:last-child {
    border-bottom: none;
}
.partner-perks-list .perk-bullet {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #EEF6FF;
    color: #0075FF;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 2px;
}
.partner-promo-highlight .partner-perks-list .perk-bullet {
    background: #ECFDF5;
    color: #059669;
}
.partner-perks-list .perk-content {
    flex: 1;
}
.partner-perks-list .perk-content strong {
    color: #0F172A;
    font-weight: 700;
}

/* Onboarding Process Cards */
.onboarding-step-box {
    background: #FFFFFF;
    border: 1.5px solid #E2E8F0;
    border-radius: 14px;
    padding: 24px 16px;
    height: 100%;
    text-align: center;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(8, 37, 74, 0.03);
    position: relative;
}
.onboarding-step-box:hover {
    border-color: #0075FF;
    transform: translateY(-4px);
    box-shadow: 0 12px 30px rgba(0, 117, 255, 0.1);
}
.onboarding-step-badge {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: linear-gradient(135deg, #0075FF 0%, #08254A 100%);
    color: #FFFFFF;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 15px;
    margin-bottom: 14px;
    box-shadow: 0 4px 12px rgba(0, 117, 255, 0.25);
}
.onboarding-step-icon {
    font-size: 18px;
    color: #0075FF;
    margin-bottom: 8px;
}

/* Corporate Partner Application Form */
.corporate-partner-form {
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 18px 45px rgba(8, 37, 74, 0.08);
}
.form-section-title {
    font-size: 13.5px;
    font-weight: 700;
    color: var(--primary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    display: flex;
    align-items: center;
}
.partner-role-card {
    cursor: pointer;
}
.partner-role-inner {
    background: #FFFFFF;
    border: 1.5px solid #E2E8F0;
    transition: all 0.25s ease;
}
.partner-role-card:hover .partner-role-inner {
    border-color: rgba(0, 117, 255, 0.5);
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(0, 117, 255, 0.08);
}
.partner-role-input:checked + .partner-role-inner {
    border-color: var(--accent) !important;
    background: #F0F7FF;
    box-shadow: 0 6px 20px rgba(0, 117, 255, 0.12);
}
.partner-role-icon {
    width: 34px;
    height: 34px;
    border-radius: 8px;
    background: var(--accent-light);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    transition: all 0.25s ease;
}
.partner-role-input:checked + .partner-role-inner .partner-role-icon {
    background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
    color: #FFFFFF;
}

/* Footer - Ultra Corporate & Centered Structure */
.footer-wrap {
    background: linear-gradient(180deg, #071A34 0%, #030C19 100%);
    color: #94A3B8;
    padding-top: 65px;
    font-size: 14px;
    border-top: 1px solid rgba(0, 117, 255, 0.15);
}
.footer-heading {
    color: #FFFFFF;
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 20px;
    position: relative;
    padding-bottom: 10px;
    letter-spacing: -0.2px;
}
.footer-heading::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 28px;
    height: 2px;
    background: var(--accent);
    border-radius: 2px;
}
.footer-nav-list {
    margin: 0;
    padding: 0;
}
.footer-nav-list li {
    margin-bottom: 2px;
}
.footer-link {
    color: #94A3B8;
    text-decoration: none;
    display: inline-block;
    padding: 4px 0;
    font-size: 13.5px;
    transition: all 0.2s ease;
}
.footer-link:hover {
    color: var(--accent);
    transform: translateX(4px);
    text-decoration: none;
}
.footer-corp-box {
    background: rgba(255, 255, 255, 0.035);
    border: 1px solid rgba(255, 255, 255, 0.08);
}
.footer-social-btn {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.12);
    color: #CBD5E1;
    font-size: 14px;
    transition: all 0.25s ease;
    text-decoration: none;
}
.footer-social-btn:hover {
    background: var(--accent);
    border-color: var(--accent);
    color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 117, 255, 0.35);
}
.footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    color: #CBD5E1;
}
.footer-contact-item i {
    color: var(--accent);
    font-size: 15px;
    margin-top: 3px;
    flex-shrink: 0;
}
.footer-disclosure-card {
    background: rgba(0, 117, 255, 0.04);
    border: 1px solid rgba(0, 117, 255, 0.14);
}
.footer-legal-link {
    color: #94A3B8;
    text-decoration: none;
    font-size: 12.5px;
    transition: color 0.2s ease;
}
.footer-legal-link:hover {
    color: var(--accent);
    text-decoration: underline;
}
.footer-bottom {
    background: #020811;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    padding: 18px 0;
    font-size: 13px;
    color: #64748B;
}
.footer-gmp-credit {
    font-weight: 500;
}

/* Mobile Sticky Bottom CTA Bar */
.mobile-bottom-bar {
    display: none;
    position: fixed;
    bottom: 0; left: 0; right: 0;
    background: #FFFFFF;
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.1);
    z-index: 998;
    padding: 8px 12px;
    border-top: 1px solid #E2E8F0;
}
@media (max-width: 767.98px) {
    .mobile-bottom-bar {
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 8px;
    }
    body {
        padding-bottom: 60px;
    }
    .hero-title {
        font-size: 2.1rem;
    }
    .trust-bar {
        margin-top: 15px;
    }
    .stat-box {
        border-right: none;
        border-bottom: 1px solid #EDF2F7;
        padding: 12px 0;
    }
}

/* ==========================================================================
   Universal Badge Text & Contrast Resolution
   Ensures badges with solid backgrounds always render crisp, legible text.
   ========================================================================== */
.badge.bg-primary,
.badge.bg-primary.text-primary,
.badge.bg-primary.bg-opacity-10,
.badge.bg-success,
.badge.bg-success.text-success,
.badge.bg-success.bg-opacity-10,
.badge.bg-info,
.badge.bg-info.text-info,
.badge.bg-info.bg-opacity-10,
.badge.bg-secondary,
.badge.bg-secondary.text-secondary,
.badge.bg-secondary.bg-opacity-10,
.badge.bg-danger,
.badge.bg-danger.text-danger,
.badge.bg-dark,
.badge.bg-dark.text-dark {
    color: #FFFFFF !important;
}

.badge.bg-primary *,
.badge.bg-success *,
.badge.bg-info *,
.badge.bg-secondary *,
.badge.bg-danger *,
.badge.bg-dark * {
    color: #FFFFFF !important;
}

.badge.bg-warning,
.badge.bg-warning.text-warning,
.badge.bg-warning.bg-opacity-10 {
    color: #111827 !important;
}

.badge.bg-warning * {
    color: #111827 !important;
}

/* Translucent Banner & Partner Badges */
.partner-form-header .badge,
.badge.bg-white.bg-opacity-15,
.badge.bg-white-15 {
    background: rgba(255, 255, 255, 0.14) !important;
    border: 1px solid rgba(255, 255, 255, 0.28) !important;
    color: #38bdf8 !important;
}

.partner-form-header .badge *,
.badge.bg-white.bg-opacity-15 *,
.badge.bg-white-15 * {
    color: #38bdf8 !important;
}