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Retail / Personal

Home Loan

Turn your dream home into reality with hassle-free home loan advisory, attractive interest options and minimal documentation.

Quantum: ₹5,00,000 - ₹10 Crore+
Tenure: 5 to 30 Years
Rates:
Home Loan

Product Overview

Our Home Loan advisory helps you find the most suitable financing for purchase of new homes, resale properties, home construction, renovation and home loan balance transfers. We work with leading banks and financial institutions to ensure transparent assessment and structured guidance.

General Eligibility Guidelines

Salaried or Self-Employed Indian Citizen aged 21-65 years with stable income and satisfactory bureau score.

  • Nationality: Resident Indian or registered domestic business entity.
  • Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
  • Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
  • Credit Assessment: Clean repayment record and healthy bureau score.

Documentation Checklist

PAN Card, Aadhaar Card, 6 months bank statements, 3 months salary slips or 2 years ITR with computation, property documents.

Identity & Address:

Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.

Income & Banking:

Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).

Step-by-Step Advisory Journey

1 Requirement Analysis Understanding loan amount and repayment horizon.
2 Lender Matching Identifying best-fit partner banks and NBFCs.
3 Document Appraisal Pre-vetting paperwork to avoid bank rejections.
4 Sanction & Disbursal Bank approval and direct loan disbursement.

Frequently Asked Questions

No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.

Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.

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