Business and MSME Loan Advisory & Application | True Capital and Advisory Pvt Ltd

Product Overview

We assist startups, traders, manufacturers, and service enterprises across India in securing working capital, business expansion loans, and government-supported MSME loan schemes with competitive financing terms.

General Eligibility Guidelines

Active business vintage of at least 1-2 years, audited financial statements or GST returns, healthy banking transactions.

Nationality: Resident Indian or registered domestic business entity.
Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
Credit Assessment: Clean repayment record and healthy bureau score.

Documentation Checklist

Business PAN, GST Certificate, 2 years ITR with balance sheet, 12 months current bank statements, KYC of promoters.

Identity & Address:

Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.

Income & Banking:

Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).

Step-by-Step Advisory Journey

1 Requirement Analysis Understanding loan amount and repayment horizon.

2 Lender Matching Identifying best-fit partner banks and NBFCs.

3 Document Appraisal Pre-vetting paperwork to avoid bank rejections.

4 Sanction & Disbursal Bank approval and direct loan disbursement.

Frequently Asked Questions

No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.

Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.

Apply for Business and MSME Loan

Full Name *

Mobile Number *

+91

Type of Loan *

Required Loan Amount *

State

City

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I authorize True Capital & Advisory to contact me and share details with partner lenders for loan evaluation.

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