Gold Loan Advisory & Application | True Capital and Advisory Pvt Ltd

Product Overview

Secure fast cash liquidity by pledging gold jewellery with trusted institutional partners. Simple paperwork, competitive LTV ratios, and flexible interest servicing schemes.

General Eligibility Guidelines

Any Indian resident owning authentic gold jewellery of 18 karat or higher purity.

Nationality: Resident Indian or registered domestic business entity.
Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
Credit Assessment: Clean repayment record and healthy bureau score.

Documentation Checklist

Identity proof, address proof, PAN card.

Identity & Address:

Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.

Income & Banking:

Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).

Step-by-Step Advisory Journey

1 Requirement Analysis Understanding loan amount and repayment horizon.

2 Lender Matching Identifying best-fit partner banks and NBFCs.

3 Document Appraisal Pre-vetting paperwork to avoid bank rejections.

4 Sanction & Disbursal Bank approval and direct loan disbursement.

Frequently Asked Questions

No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.

Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.

Apply for Gold Loan

Full Name *

Mobile Number *

+91

Type of Loan *

Required Loan Amount *

State

City

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I authorize True Capital & Advisory to contact me and share details with partner lenders for loan evaluation.

Want to check repayments first? Open EMI Calculator

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