Credit Card Advisory Advisory & Application | True Capital and Advisory Pvt Ltd

Credit Card Advisory

Choose the ideal credit card for your lifestyle, shopping, rewards, business expenses, and travel privileges.

Quantum: Credit Limit ₹25,000 - Credit Limit ₹10,00,000+

Tenure: Revolving Credit

Rates: Competitive Market Rates

Product Overview

Personalized credit card advisory comparing annual fees, reward points, lounge access, fuel surcharge waivers, and introductory bonus offers.

General Eligibility Guidelines

Salaried or self-employed individuals with satisfactory CIBIL record and steady income.

Nationality: Resident Indian or registered domestic business entity.
Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
Credit Assessment: Clean repayment record and healthy bureau score.

Documentation Checklist

Identity proof, address proof, income proof (salary slip or ITR).

Identity & Address:

Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.

Income & Banking:

Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).

Step-by-Step Advisory Journey

1 Requirement Analysis Understanding loan amount and repayment horizon.

2 Lender Matching Identifying best-fit partner banks and NBFCs.

3 Document Appraisal Pre-vetting paperwork to avoid bank rejections.

4 Sanction & Disbursal Bank approval and direct loan disbursement.

Frequently Asked Questions

No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.

Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.

Apply for Credit Card Advisory

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+91

Type of Loan *

Required Loan Amount *

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I authorize True Capital & Advisory to contact me and share details with partner lenders for loan evaluation.

Want to check repayments first? Open EMI Calculator

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